Lendable

Lendable is a UK-based fintech company founded in 2014 that specializes in consumer lending through a fully digital platform. It is authorized by the Financial Conduct Authority (FCA) and is a member of CIFAS. Lendable aims to streamline personal finance by leveraging technology to eliminate traditional inefficiencies such as paperwork and lengthy approval times. The company offers fast personal loans with instant decisions and rapid funding, often within minutes. Its digital-first process allows for a fully online application and management experience, including e-signatures and 24/7 customer support. Lendable emphasizes transparency with no hidden fees and clear loan terms, making it accessible for individuals seeking smaller loan amounts. The platform utilizes advanced data analytics and machine learning algorithms to assess creditworthiness, enabling approvals for some borrowers who may be declined by traditional lenders.