Pacific Insurance Group

My focus is on providing financial education to protect clients and their families from the economic devastation of a tragic loss and provide REAL solutions for tax free retirement without the "stomach-churning" ups and downs of the stock markets. According to Dalbar, Inc, the average mutual fund investor earned only 3.7% in the twenty years between 1984 - 2005. During the same period, the S&P returned 11.9%. It's no wonder 9 out of 10 Americans are not able to retire at the same standard of living they enjoyed during their working years. They followed the advise of Wall Street putting money away in 401(k)'s and mutual funds - look what that "logic" delivered, an entire generation who cannot afford to retire! There is a better way!