Pensioenfonds Horeca & Catering

Pensioenfonds Horeca & Catering (PH&C) is a Dutch industry-wide pension fund established in 1963. It serves as the mandatory pension fund for the hospitality and catering industry in the Netherlands, managing and administering pension schemes for hotels, restaurants, and related businesses. The primary service of PH&C is the management of pension schemes, which includes handling contributions, investments, and payouts. This ensures that employees in the hospitality and catering sectors have a secure retirement plan. The fund provides reliable and sustainable pension benefits to over 1.2 million participants, including both employees and employers in the industry. Headquartered in Zoetermeer, Zuid-Holland, PH&C operates as a foundation and plays a significant role in providing stable pension benefits to a large segment of the Dutch workforce in the hospitality sector.