Anuj Bhatnagar

MoneyGuru is the UK’s fastest growing credit focused price comparison website. The site focuses on credit products, particularly credit cards and loans. MoneyGuru uses market-leading technology to provide tailored results for UK consumers from a panel of over 150 providers. Unlike the “Big Four”3 comparison sites, MoneyGuru is solely focused on credit products rather than Insurance. This focus, and the use of the Group’s proprietary technology, allows the site to provide highly tailored results for consumers through its Money Matcher tool, which increases chances of approval and delivers a better overall experience. Money Guru also differentiates itself by providing a full range of products for customers from all credit profiles. MoneyGuru has adopted a mobile first approach. From inception, MoneyGuru’s design centred around its use and application on mobile devices. While the site is easy to use from a desktop, it is just as easy and intuitive to use on a handheld device such as smartphones and tablet. Delivering an exceptional mobile experience is something that many of MoneyGuru’s competitors fail to achieve, which is an attribute consumers now expect. In a market where increasingly more consumers are searching for financial services on their mobile devices, this offers a key competitive advantage and benefits the customer. The site also provides consumers with information and insights through its Wisdom sections and videos, which aim to enlighten consumers, by providing clear and simple explanations of credit products and services without using unfamiliar and confusing jargon. Since launching in September 2016, the site has gone from strength to strength seeing its one-millionth user in October 2017. The Meet the Guru TV campaign won a number of awards and is set to return with an even bigger national television campaign in 2018.

Infinian provides highly insightful data to financial services business, fintech companies and some of the biggest global data businesses and credit bureaus. Infinian’s suite of products enables its customers to enhance the quality of their credit decisions and existing customer databases, enabling them to create more efficient and profitable operating models. Infinian’s Vision database is unique, fed in real-time by exclusive data created from the Group’s market leading consumer finance businesses, as well as thousands of other data points from related real-time third party data providers. This data is intelligently deployed into Infinian’s product suite, which falls into four key areas: Credit Risk, Fraud, Collections & Tracing and Enhancement. The business is currently seeing explosive growth driven by the unique nature of the Group’s data sources and access to its existing customer base and relationships.