Daniel Navarro Cruz

The financial industry is experiencing a huge change in the way of doing business, product distribution, service offering, competition, technology and use of money. This is transforming the rules and risks of the game. Aggressive competition is coming from other industries. Nimmök help its clients identifying and solving the challenges that stand in the way of their business creation, acceleration, funding, growth and progress. We work with our clients as colleagues, side by side, until we have delivered the results that matter to them. As CEO in Nimmök, NAVARRO shares his unique experience in the domain of Digital Finance Transformation and Mobile Money to build sensible and aggressive go-to-market strategies and lead business co-creations around the world. Since 2006, Navarro has defined and implemented mobile money and payment services in over 20 countries starting with major Financial Institutions, Banks Associations, MNOs and Fintechs. Navarro has 30 years supporting Banks, Insurance companies, Mobile Operators, Retailers, Mass Consumer Goods companies, Microfinance Institutions, PSPs, Regulators and Vendors in various aspects of their mobile financial services initiatives, providing strategic guidance, regulatory advice, product insights, technology expertise and operational management support. Throughout his career he has always demonstrated capacity to innovate within companies such as Western Union, Santander Bank, Obopay, Ericsson, Qtel “Ooredoo”, a capacity that he continues to maintain as Nimmök delivers the widest range of mobile financial services consultancy. Navarro is passionate about ICT4D, especially harnessing the power of mobile technology to improve the livelihoods of under-served communities in Latin America and the world.