Khalid Al Ghamdi

* CEO and Board Member of ANB Capital with full P&L responsibility, driving strategy, performance, governance, and enterprise-wide risk management. * Appointed in May 2021 to lead a full-scale transformation, repositioning the firm into a top-tier Saudi capital markets institution. * Delivered significant financial performance, growing net profit from sub-SAR 60 million in 2020 to approximately SAR 400 million by 2024, underpinned by strategic focus, operational discipline, and platform scaling. * Strengthened and expanded core verticals (Investment Banking, Asset Management, Brokerage, and Digital) enhancing market share and client penetration. * Built new institutional capabilities spanning Sell-Side Research, Institutional Sales Desk, Private Equity and Private Credit, enabling deeper investor access and a diversified end-to-end product platform.

* Led the expansion and strategic positioning of Credit Suisse’s investment banking and wealth management franchise in Saudi Arabia, aligning global priorities with local market opportunity * Oversaw five core business lines and a team of 40+ professionals, driving growth across advisory, capital markets, and private wealth platforms * Played a leadership role on the landmark Saudi Aramco IPO, serving as Joint Global Coordinator, Joint Bookrunner, and Underwriter on the world’s largest IPO

* Built Tier 1 sovereign relationships with the Ministry of Finance and the Public Investment Fund * Delivered 4x profitability growth, achieving record performance * Defined and executed a 3–5 year strategic roadmap for the Saudi platform * Originated flagship sovereign and quasi-sovereign debt mandates, including KSA sovereign and PIF issuances as well as Saudi Aramco’s debut international bond issuancee * Led the strategic exit of Mizuho’s stake in The Saudi Investment Bank through cross-border negotiations

* Scaled GIB Capital into a leading Saudi investment banking franchise, contributing to its ranking as a top-3 MENA equity house (Bloomberg, 2003–2017) * As Acting CEO, led a strategic pivot to diversify revenues by expanding into asset management, reducing reliance on cyclical investment banking income * Originated and executed some of the Kingdom’s most high-profile and market-defining IPOs, rights issues, and M&A transactions, including: * IPOs of Saudi Telecom Company, Bank Albilad and National Commercial Bank * Rights issue of Ma’aden * Strategic investments by Sanabil Investments in ACWA Power and Al Mana General Hospitals * Delivered a broad and consistent track record across capital markets and M&A, spanning banking, energy, petrochemicals, retail, and industrial sectors

* Managed a SAR 2bn+ portfolio of large corporates and family groups across the Western region, spanning manufacturing, contracting, food, retail, travel, services, and consumer sectors * Led end-to-end credit underwriting, including financial analysis, risk assessment, and preparation of comprehensive credit proposals for Head Office approval * Developed and maintained senior client relationships, overseeing portfolio performance and ensuring alignment with the bank’s risk and return objectives

Responsible for managing investment campaigns in a financial call centre based in the City of London. These campaigns included M&A’s, IPO’s, private placements, corporate restructurings and rights issues. Some of the campaigns managed include:  Liquidation of Railtrack (UK government owned) and return of proceeds to shareholders (2002).  Marks and Spencer return of GBP 2 billion to shareholders and creation of new Holding Company (2002).  BT Rights Issue generating GBP 5.9 billion and the Demerger of BT into BT Group and mmO2 (2002).  Thus Open Offer to raise GBP 275 million and Scottish Powers proposed Demerger of Thus (2002).

Product Base: Stocks, Bonds, Unit Trusts, Investment Trusts, ISA’s (Individual Savings Accounts) and TESSA's (Tax Exempt Special Savings Accounts)  Licensed to trade all types of securities in the UK after successfully passing the Securities and Futures Authority exam (SFA).  Offering direct financial advice to individuals or businesses  Assisting clients to formulate financial objectives, conduct asset reviews and design and implement investment strategies.  Identifying and contacting targets, delivering sales presentations and negotiating win-win contracts.

Product Base: Stocks, Bonds, Mutual Funds, PEP’s (Personal Equity Plans) and TESSA’s (Tax-Exempt Special Savings Accounts)  Accredited Financial Planning Certification to practice as a Financial Advisor authorized by the UK Financial Services Authority.  Establishing client objectives, setting strategies, implementing solutions and reviewing progress.  Determining clients' goals and risk tolerance and recommending appropriate investments. Such investments include direct investment in stocks/shares or through collective investment schemes such as mutual funds, unit trusts or investment trusts (long term horizon); less volatile investments such as cash, Certificates of Deposit, and government bonds (short term horizon)