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Sarah Luk

STEP Affiliate Member I CAMS I CVAP I Trust and Fiduciary Services, Card & Payment Specialist I
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Email: ****h@unitrustglobal.com
LinkedIn: Sarah L.
Location: Hong Kong, Hong Kong SAR
Current employer:
UniTrust Global Limited
Current title:
Trust Manager
Last updated: 24/06/2026 01:27 AM
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About

Sarah Luk is from Hong Kong, Hong Kong SAR. Sarah is currently Trust Manager at UniTrust Global Limited, located in Hong Kong SAR. Sarah also works as Business Development Manager at UniTrust Global Limited, a job Sarah has held since Mar 2020. In Sarah's previous role as a Business Development Manager at UniCard Solution Limited, Sarah worked in Hong Kong until Jan 2021. Prior to joining UniCard Solution Limited, Sarah was a Deputy Business Development Manager at Linking Business Network Limited and held the position of Deputy Business Development Manager at Hong Kong. Prior to that, Sarah was a Senior Merchant Sales and Marketing Executive at Linking Business Network Limited, based in Hong Kong from Jan 2014 to Feb 2015. Sarah started working as Merchant Sales and Marketing Executive at Linking Business Network Limited in Hong Kong in Oct 2012.

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Sarah Luk's current jobs
Company: UniTrust Global Limited
Title: Trust Manager
Period: Mar 2020 - Present (6 years, 4 months)
Location: Hong Kong SAR

- Strategic acumen in developing trust products and client solutions - Strong regulatory awareness in aligning with global AML and trust standards - Maturity and competence in client advisory for HNWIs - Professional integrity, ethics and reliability in all engagements - Leadership and the ability to coordinate complex cross-border projects

Company: UniTrust Global Limited
Title: Business Development Manager
Period: Mar 2020 - Present (6 years, 4 months)
Location: Hong Kong SAR
Sarah Luk's past jobs
Title: Business Development Manager
Period: Mar 2017 - Jan 2021 (3 years, 10 months)
Location: Hong Kong

Pioneered innovative payment solutions at UniCard, a HKMA-licensed Stored Value Facility (SVF) holder under PSSVFO, and MasterCard issuer. Transformed the company into a global FinTech powerhouse post-acquisition by Airwallex, elevating SVF card operations within a leading cross-border payments ecosystem. Led HKMA-licensed SVF and MasterCard issuer operations, driving innovative payment solutions and global expansion. - Designed B2B co-branded MasterCard prepaid programs with secure SVF money transfers, e-wallets, and virtual cards. - Forged alliances with banking/processing partners; led 10+ global FinTech projects, partnering with top 10 investment migration firms in 2 years. - Expanded MasterCard top-up network to 100 HK locations in 2 months; supported FPS applications and payment flows. - Executed KYC/CDD for all clients, ensuring compliance with Cap. 615, SVF, and MasterCard guidelines.

Company: Linking Business Network Limited
Title: Deputy Business Development Manager
Period: Feb 2015 - Feb 2019 (4 years)
Location: Hong Kong

Linking Business Network is an integrated China Payment solution provider and a Fin-tech company which develops a number of strategic alliance collaboration with listed companies / FI / SFC / Insurance companies in APAC region. - Supervised resource, sales, and marketing plans for APAC sales teams, including budgeting, projections, and performance evaluations to drive regional growth. - Monitored product design, business processes, and operational flows, ensuring seamless integration and efficiency in banking solutions. - Built payment facility alliances for merchant acquisition with key partners like UnionPay, AsiaPay, MasterCard, and American Express, expanding secure transaction networks. - Managed 150+ key corporate clients across insurance, SFC-licensed firms, retail, e-commerce, and trading sectors in Hong Kong, fostering long-term partnerships. - Oversaw payment channel performance through sales operations, optimizing smoothness and resolving issues for high-volume banking services.

Company: Linking Business Network Limited
Title: Senior Merchant Sales and Marketing Executive
Period: Jan 2014 - Feb 2015 (1 year, 1 month)
Location: Hong Kong
Company: Linking Business Network Limited
Title: Merchant Sales and Marketing Executive
Period: Oct 2012 - Dec 2013 (1 year, 2 months)
Location: Hong Kong
Sarah Luk's education
City University of Hong Kong
Bachelor of Business Administration (BBA)
2010 - 2013
PolyU Hong Kong Community College
Business Administration
2008 - 2010
Sarah Luk's top skills
Business Development Support Channel Partners KYC Management Accounting Trust Management Regulatory Compliance General Ledgers Strategic Business Development Legal Compliance FCC Framework AML Fiduciary Management Business Relationship Management Bookkeeping Sales Private Banking Partner Relationship Management Crypto AML Financial Accounting Project Management
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