Sayed Mohammad Imran Q.

As a Head of Fintech, Products and Ops I am responsible to design build and maintain payment services and infrastructure that move money for merchants onboarded with Paycaps. I am deeply involved in technical details of building highly available and reliable services while also working with operation and merchant onboarding teams and other teams to enable Paycaps to build new capabilities for our merchants and buyers all over the world. Leads initiatives and contributes to closing engagement by identifying potential opportunities with a wide variety of clients including Issuers, Acquirers, Merchants, Fintechs, Govt. agencies etc. Project Highlights: Paycaps – Payment Gateway Platform: (Tools & Technologies used: JAVA, Hibernate, Spring Boot, MySQL DB, Web services [SOAP and REST], tomcat, Nginx, Linux, Azure Cloud, Azure DevOps Pipeline) - China Union Pay: Successfully Implemented the integration of UNIONPAY and Aletaplanet API’s. RuPay (India), Discover Network, Troy (Turkey), BC Card (Korea). - Buy Now Pay Later (BNPL) Partnership Tabby: Initiated and Managed the partnership with Tabby. Successfully implemented the integrations of the BNPL aggregation API’s. - Network International (Ngenius): Partnering with Network international as a payment facilitator and aggregator model. - First Abu Dhabi Bank (Magnati) Seamless Integration - Upgradation EMV 3D Secure 2.0 from 3DS 1.0 CyberSource (Visa): Implemented the upgradation of 3DS 2.0 from 1.0 via Implementing Cardinal Cruise Direct Connection API Payer Authentication. - Commercial Bank Of Dubai (CBD) Seamless integration with CyberSource as Payment Aggregator - Others: Merchant Onboarding System-KYC, Internal Fraud Engine, Customer Support System. Various implementation of White Label Payment Gateway eg: (Airtel Money) - Developed and executed against a strategy for the Fintech & Ops function; example elements of a strategy include the function’s vision, fintech systems design, target metrics, and tactical approach.

As a CTO I have demonstrable success of defining and implementing long term Product strategy in a scaling tech/digital business. Built extremely high performing teams by introducing values and positive attitude. Played instrumental role in identification, qualification, and negotiation with prospective clients/partnerships/mergers. As a technical expert, I work as part of a team of problem solvers, helping to solve complex business issues from strategy to execution. Projects Highlights: 1. Fintech - Digital Wallet Solution - Architecture: Lead and manage the Digital Wallet Product Development teams to deliver backend, front-end, Middleware, applications, infrastructure meets business requirements. d. General Features: P2P transfer, bill payments, QR Code payments, Coupon code, Cash-In/Out, Rewards, Referral, Events, Multi-step KYC System 2. Crypto Wallet & ICO: Head the development of a crypto currency wallet and ICO using ERC20 token. Product planning, development of white paper for the client. 3. Multi-vendor Marketplace: Product Development roadmap, requirement gathering, client interaction, project planning, meeting client’s senior management. 4. Election ID Management System (Nigeria): Meeting senior management and senator of Nigeria political party and their team to discuss the product development road map and delivered very valuable data analytics for the election by providing reports through business intelligence tools. 5. MunStore - Danonsgroup (Kenya): Head the project co-ordinating with clients senior managements and board to understand the business process and flow. Providing the technical team with BRD and managing the complete product development and implementation and training. 7. Many More Projects : TAJ Dubai, Al Kabeer Foods, Best Foods E-Commerce

Co-founder and Advisor of the family business of bag manufacturing in India

Developed high traffic website www.dufc.ae, a web portal for du Football Championship in partnership with Laliga, and du. Lead a team of developers keeping a regular check on project developments, ensuring the team meets the deadlines and follow the guidelines, conduct meetings, and makes the team do the follow-up actions. Knowledge of larger landscape without neglecting granular details while tracking project health, staying alert for risk, and resolving issues as they arise. In charge of schedules, budgets, resources and deliverables for project and maintaining standards and monitors scope with project quality.

• Responsible for Business development of IT Services UAE • Leading team of 15+ developers Designers and marketing professionals. • Client meetings taking requirements, GAP Analysis, Explaining the technology pro/cons. • Develops and maintains strategic business relationships with major accounts to promote brand awareness and profitable business relationships. • Establish an effective operating model for product managers and delivery teams, with clear lines of responsibility, accountability, consultation, collaboration, and communication between product managers, product engineers, operations and executive stakeholders • Establish a strategic ecosystem of partners to strengthen the company’s value proposition • Conduct market research to develop Product roadmaps based on current and forecasted client needs, analyzing sales and marketing reports for insights into product outcomes in market. • Embed Design Thinking principles across Product teams (Client-centric) • Lead agile delivery teams to create minimum viable products (MVP) • Support and lead initiatives to increase market share, revenue growth, P&L. • Establish both internal and external Product community to share learning, gain insights and galvanize new innovative capabilities • Lead Product Management Teams in the pursuit of differentiated Products and Services • Prepare the company to develop, sell, deliver and service products successfully throughout their life cycle • Recruit and manage product management resources

Responsible for designing and development of multiple multilingual websites and enterprise level web applications. Have worked on multiple recruitment portals developed social and recruitment platform similar to linked in. Responsibilities includes Requirement analysis, planning, and development.

Responsible for designing and development of multiple multilingual websites and enterprise level web applications. Responsible for developing full web based portal and applications and websites for Govt departments like mbrawards.ae, hamdansc.com, Dubai Sports Council etc.

Company was part of INTEL CAPITAL INVESTMENTS Role / Responsibilities Advanced open source (PHP/MySql) programmer. Responsible for development of web based enterprise level applications and online portals. Skilled in designing, creating and testing databases for enterprise level web applications. Experienced with advanced programming techniques and tools including AJAX, Jquery, JOOMLA, CakePHP, Drupal. Able to customize joomla components based on requirements.

Analysis, Design and Development of Web Based Application using PHP4/5, MySQL5 JavaScript, HTML, Dream weaver MX/8, Photoshop 7/CS8, Apache, AppServe, phpMyAdmin2.8.2, VB6. • Troubleshooting, maintenance and updating existing Web Applications. • Server Maintenance and Troubleshooting using SSH(Secured Shell Client), cPanel, PLESK, WHM. • Registration of new domains for Client through Reseller Club API KIT. • Integrating 3rd party application with our existing application. • Testing and debugging applications.